Grow the rental book
Portfolio Investors
Add doors, refinance a mixed-use asset, or pull equity for the next purchase — without treating it like a home loan.
Commercial & Specialized Lending
Commercial capital, structured for your deal.
Capital for the deal in front of you — rentals, flips, commercial, construction.
Tell us the property and the plan. We look across hard money, DSCR, commercial, construction, and specialized programs to find a structure that can fund — then we stay with the file through closing.
You bring the deal. We look for a structure that can fund it — and we stay on the file until closing. GennieMac® Capital is the commercial and specialized lending arm of GennieMac® [GNMC].
Asset-based
The property does the heavy lifting
Hard money
Bridge, flip, and construction structures
Your LLC
Close in the entity that holds the deal
Direct access
One desk from scenario to funding
Why GennieMac®
Built around the deal. Direct to the people who work it.
- 01
The deal picks the program
Rental, flip, commercial, or construction — we match capital to the property and the exit, not a personal tax return.
- 02
We stay on it until it funds
You get a structure, then we work conditions, the lender, and closing so the deal doesn’t stall.
- 03
A team that stays on the deal
You get a decision, a structure, and people who work the file through funding — not a handoff into the unknown.
Specialized programs
If it’s an investment deal, we look for a way to fund it.
Share the property and your plan. The more we know, the more structures we can put in front of you — hard money, DSCR, commercial, construction, and related programs for investors and business owners.
DSCR Loans
Keep the rental. Qualification can use property income on eligible files — not a consumer W-2.
Fix & Flip
Buy, rehab, and exit — capital sized to the project.
Commercial Real Estate
Multifamily, mixed-use, office, retail, and industrial — sized to the asset.
SBA 7(a) & 504
Owner-user commercial real estate, arranged through participating lenders.
Short-Term Rental
Investment short-term rentals — not a vacation-home loan.
Bank Statement
Self-employed investors who bank more than they show on a return.
Investment Cash-Out
Pull equity from a rental or commercial asset to fund the next deal.
Bridge / Hard Money
Time-sensitive acquisitions — asset-based capital while you stabilize or refinance.
New Construction
Ground-up and heavy rehab, from budget to delivery.
Portfolio / Blanket
One loan across several investment properties — scale the book, not address by address.
Who we serve
Investors, operators, and business owners who need capital a home lender is not built to provide.
The building you operate from
Business Owners
Buy or refinance owner-user commercial real estate, including bank-statement and SBA-eligible paths when they fit.
When the contract can’t wait
Sponsors & Flip Operators
Fix-and-flip, bridge, and construction capital on projects with a defined exit — sale, refinance, or lease-up.
How it works
From your deal to a funded closing.
01
Send the deal
Property, numbers, and timing. The more you share, the more ways we can look to say yes.
02
See your options
Structures and timelines that actually fit this file — not a generic rate sheet.
03
We work the file
Conditions, documents, and the lender. We keep it moving so the closing date holds.
04
Close
Funded on the timeline the contract needs, coordinated with title and escrow.
Have a deal? Let’s see how it can fund.
The more we know about the property, the numbers, and your timing, the more ways we can look to get you to a closing.